Some people feel intimidated by matters of finance, while others simply don't feel comfortable with their knowledge regarding retirement planning. On average, the Social Security Administration (SSA) pays roughly 40% of one's pre-retirement earnings after retiring. Earnings statements are usually mailed three to four months before your birthday that outline what you have paid in taxes, along with a summary of your estimated benefits depending on the age you retire. Whether retirement is right around the corner, or several years down the road, it's never too early, or too late, to start planning for your future. Ultimately, trust your own instincts and educate yourself before making any decisions.
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